Additional Insurance Insurance that supplements an already existing policy. It is uncommon that the company or its duly authorized agent allows additional insurance.
An individual or organization covered by a car insurance policy other than the named insured in the auto policy declarations. In an automobile policy, anyone who drives the car with the policy holder's consent is an additional insured; although, in most cases.
A survey by a Liberty Mutual Claims Representative or Claims Appraiser estimating the amount of damage to a vehicle and the cost to repair or the determination of a complete loss.
Auto Loan/Lease Coverage (Gap Coverage)
Provides coverage, in case of a total loss, for the 'gap' between the amount due under the terms of the vehicle's loan/lease and the actual cash value of the vehicle at the time of the loss. Please note that there are vehicle eligibility requirements and the coverage may not be available in your state. Please contact your Liberty Mutual Sales Representative for more information .
The lowest coverage amount, as prescribed by law or the company, for which an insurance policy can be written. Basic Limits primarily prescribe limits of liability.
In insurance, people often refer to Bodily Injury as the coverage afforded for financial protection against injury of a person resulting from an accident.
Liberty Mutual cheap car insurance deals with several coverage options like: Liability, this pays for damage to others when you are responsible for an accident; Medical Payments, this pays medical expenses for those injured in your car; Collision, this pays for damage done to your car; Uninsured Motorists, this pays for bodily and property damage done by an uninsured motorist; Personal Injury, used in ‘no fault’ states; Other Options, pays towing among other things.
cheap car insurance provides you with important financial protection against bodily and property damage that arises from car accidents. The type and amount of coverage should suit your individual needs.
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